This post may contain references to products from our partners. We may receive compensation if you apply through our links. Thank you for supporting HustlerMoneyBlog. Here’s our full Advertiser Disclosure.
By Anthony Nguyen Last updated:
Leave a Comment
Available in qualifying states, M&T Bankis offering up to a 1.25% APY guaranteed for 3 monthswith a minimum opening deposit of $10,000. To earn at this competitive rate, just maintain the opening deposit for a balance of $10,000 which will also waive the monthly maintenance fee. With a MyChoice Money Market account earn a great tiered rate with overdraft protection, check writing capabilities, and much more. Open your account today to enjoy this great introductory offer by visiting a local branch, phone call, or online!
Table of Contents
M&T Bank Account Info:
- Sign up Offer
- Account Type:MyChoice Money Market account
- Interest Rate: 1.25% APY
- Minimum Balance: $10,000
- Maximum Balance: $100,000
- Availability:CT, DE, FL, MD, NJ, NY, PA, VA, WV (Bank Locator)
- Expiration Date: None
- Credit Inquiry: Soft pull
- Opening Deposit: $10,000
- Credit Card Funding: Unknown. Let us know.
- Direct Deposit Requirement: None
- Monthly Fee:$15 maintenance fee that will be waived if either a $2.5k minimum daily balance is maintained or an eligible M&T checking account exists
- Additional Requirements:See below for details
- Closing Account Fee: None
- Insured: FDIC
How to Receive M&T Bank Rates:
- Open a MyChoice Money Market account from M&T Bankwith an opening deposit of $10,000.
- Input your info – Provide your name, address, phone, email and social security number or Tax ID.
- Fund the account in new money – Transfer funds electronically from an internal account here or an external account at another bank.
| Balance to Earn | Introductory Rate | Regular APY |
| $1 – $9,999 | 0.15% | 0.06% |
| $10,000 – $999,999 | 1.25% | 0.34% – 0.35% |
| $1,000,000+ | 0.45% | 0.15% |
Why You Should Sing Up For This Account:
- Interest is compounded daily and paid monthly
- Automatically waive monthly fees by maintain the qualifying rate balance
- Conveniently manage accounts in branch, online and on your phone
- Online alert tools that may help keep you informed and in charge of your accounts
- Save more with direct deposit and M&T’s Easy Save for automatic transfers
- FDIC insures your funds up to $250,000
Bottom Line:
Check out this offer from M&T Bank. When you open a MyChoice Money Market account you can earn up to 1.25% APY that’s guaranteed for the first 3 months! This rate is great for balances over $10,000 and for those wanting to avoid monthly fees. With online access through your phone or computer, you can get updated account information and have security in federally insured funds. It takes just minutes, so open an account online today! For more bank offers, see the complete list of Best Bank Rates!
The Delta SkyMiles® Gold American Express Card offers 40,000 Bonus Miles after you spend $2,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
Delta SkyMiles Gold American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
You'll earn:
• 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S.
• 1X Miles on all other eligible purchases.
• $100 Delta Stays Credit: Get up to $100 back per year as a statement credit after using your Delta SkyMiles Gold American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
• $200 Delta Flight Credit: After you spend $10,000 in purchases on your Card in a calendar year, you can receive a $200 Delta Flight Credit to use toward future travel.
Receive a 20% savings in the form of a statement credit on eligible Delta in-flight purchases after using your Card.
Want even more flexibility? Take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com.
You can check your first bag free on Delta flights, saving up to $70 on a round-trip Delta flight per person. For a family of four that's a potential savings of up to $280 per round-trip flight.
There is a $150 annual fee ($0 introductory annual fee for the first year, then $150) and no foreign transaction fees. (See Rates & Fees). Now, you'll get get more savings with your first checked bag for free on Delta flights.
Terms Apply.
Click here to learn how to apply
Related posts:
